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Affirm Holdings, Inc.

AFRM · FY2025

MISALIGNED

CEO Package

$538K

Pay Ratio

—

Max Levchin

Pay rose +3.5% while TSR fell -1.7 pts

BREAD FINANCIAL HOLDINGS, INC.

BFH · FY2025

MISALIGNED

CEO Package

$11.9M

Pay Ratio

—

Ralph J. Andretta

Pay rose +12.1% while TSR fell -64.1 pts

SLM Corp

SLM · FY2025

MIXED

CEO Package

$11.3M

Pay Ratio

—

JONATHAN W. WITTER

Both pay and TSR fell, but the reset was partial

CEOTotal Compensation — All Companies

AFRM$538KBFH$11.9MSLM$11.3M

All values are grant-date fair value as reported in proxy statements.

Key Differences

The fastest way to read this comparison before dropping into the tables.

BFH carries the largest package at $11.9M, about 22.1x AFRM.
AFRM reads misaligned, while SLM looks mixed.
SLM is the most equity-heavy package, while AFRM leans hardest on other compensation.

Pay Component Breakdown

Latest CEO package mix by company. This stays on the CEO package even if the chart above is showing Top 5 pay.

AFRM

Max Levchin

$538K

base salary7%
other compensation93%

BFH

Ralph J. Andretta

$11.9M

base salary10%
stock awards59%
non-equity incentive compensation29%
other compensation2%

SLM

JONATHAN W. WITTER

$11.3M

base salary10%
stock awards75%
non-equity incentive compensation15%
other compensation0%

Quick Comparison

CompanyCEOLatest YearTotal Comp
Affirm Holdings, Inc.(AFRM)Max Levchin2025$0.5M
BREAD FINANCIAL HOLDINGS, INC.(BFH)Ralph J. Andretta2025$11.9M
SLM Corp(SLM)JONATHAN W. WITTER2025$11.3M

Note: All compensation values shown are grant-date fair value as reported in proxy statements. Direct comparisons should account for differences in company size, industry, and compensation structure.

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